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Holly Fye
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Buying a house you will call home is an important and sometimes overwhelming life event.  You don't want to wake up one morning and say—"I think I'll buy a house today." Buying comes after a lot of thought and planning.  Don't worry...  "Together we can..." navigate the homebuying process.  Here are a few things to get your started:


  1. Save: Save for a down payment, closing costs, and escrow for insurance and taxes. It is always safe to have 20% of the amount of the home you are trying to buy.  So, if you are looking at a $300,000 home, try to have $60,000 saved. TIP: You don't always have to have 20% to get a loan.

  2. Improve Credit Score: Make sure to stay current on your bills, make no major purchases, don’t cancel any credit cards. A higher credit score means a lower interest rate!

  3. Calculate what you can afford: Use my mortgage calculator online at, or give me a call and I can let you know what you can afford!

  4. Get Mortgage Preapproval: Shop for the best deal, choose primary and backup lenders, and look for mortgage advice. I have some great lenders you can choose from, and I am here if you need any advice.

  5. Decide: Decide what you want in a home. Are you looking for a home with a pool, or do you need something with a big backyard for your dog to run-around in? How many bedrooms do you need? What kind of kitchen do you want? Do you want a new build? Write down all of the things you want in a home, and give it to your realtor and they will help you find a home with everything you need.

  6. Choose a Realtor: Looking for a trusted real estate expert? You have come to the right place! I have the experience, patience, and knowledge for which you have been searching.


Don't worry...  "Together we can" navigate the home-buying process that will lead you to finding your perfect home.  The infographic below will give you a brief overview.  Then, click on the infographic to learn more about beginning your successful home search.





Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 02/02/2023. The listing information on this page last changed on 02/02/2023. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of CAAR MLS (last updated Thu 02/02/2023 3:40:37 PM EST) or CVRMLS (last updated Thu 02/02/2023 8:42:48 AM EST) or Williamsburg MLS (last updated Thu 02/02/2023 2:54:30 PM EST) or NNAR MLS (last updated Thu 02/02/2023 3:26:43 PM EST) or Chesapeake Bay & Rivers (last updated Thu 02/02/2023 2:50:24 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --

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